Our Investment Model
Our Model
Investicore is a private firm and does not offer investments to the public. This page explains how the properties we manage are structured.
We look for well-located industrial, office, retail and medical property at sensible prices, often in areas where development or other fundamentals are driving improvement, and hold each property in its own company.
Step 1
Identify & Analyse
Investicore's team identifies and analyses areas with sound fundamentals and growth potential.
Step 2
Acquisition
Properties are bought in those areas. A property may be sold once we have built up its value.
Step 3
Loan Agreement
Investors fund the deposit through an interest-free shareholder loan. The balance of the purchase price, typically up to 70% at acquisition, is a bank mortgage loan arranged by Investicore and paid down from rental income over time. Across the portfolio, debt is about 52% of property value (October 2026).
Step 4
Shareholding
Investors receive shares in a newly registered company that buys the property. Investicore holds the remaining shares.
Step 5
Manage & Improve
Our own team manages each property and improves it, through repairs, upgrades and re-letting.
Step 6
Settle Loan
Cashflow from the property is first used to repay the investors' loans.
Step 7
Dividends
Once the investors' loans are repaid, further cashflow is paid as dividends to the investors and Investicore in line with their shareholding.
How each property's cashflow is used
- 1Bank loanRental income pays the bank mortgage down over time.
- 2Investors repaid firstRemaining cashflow repays the investors' interest-free loans.
- 3Shared dividendsOnly then are dividends paid to the investors and Investicore, in line with their shareholding.